The Affordable Care Act (ACA), also known as Obamacare, is the landmark healthcare reform legislation signed by President Barack Obama in March of 2010. Primarily, it ensures that more people have access to more affordable and more comprehensive health coverage. One key part of the Affordable Care Act was the creation of the Health Insurance Marketplace, where you can compare and shop to find an affordable health insurance plan, find out if you qualify for any subsidies to reduce your costs, and see if you’re eligible for Medicaid (free or low-cost care through a joint partnership between the federal government and states) or CHIP.
The Affordable Care Act also established consumer protections, such as making preventive care free for consumers, ensuring you can't be denied coverage due to a pre-existing condition, providing prescription drug coverage, and more.
The Affordable Care Act also established a system of subsidies based on household income (in most states, for those with a household income between 100% and 400% of the federal poverty line), including tax credits to lower the cost of the monthly premiums and cost-sharing reductions to make your health insurance cheaper to use.
Enter your zip code to see Marketplace health plans and prices, and to see if you qualify for any subsidies that would lower the cost of your health insurance coverage.
Lean more in our FAQ below.
Affordable Care Act Basics
What is the Affordable Care Act?
What is Obamacare?
What are the benefits of Obamacare?
How much does Obamacare cost?
How does Obamacare impact your taxes? Do you get money back on your taxes?
When do you get kicked off of your parent's health insurance?
Do you get fined or have to pay a tax penalty for not having health insurance?
What is the 1095a form from healthcare.gov?
Can you get health insurance at any time?
Open Enrollment Period and Special Enrollment Periods
What is Open Enrollment?
When is open enrollment for getting health insurance in 2020?
Can I still get health insurance for 2019?
Obamacare & Marketplace Eligibility
How can immigrants get health insurance?
Can non-citizens get Obamacare?
Can international students get Obamacare?
Can undocumented immigrants get health insurance?
Can people with felony convictions get Obamacare?
Can I get health insurance if I have a preexisting condition?
Can I get my parents on my health insurance?
Can you get health insurance just for your child?
Can I buy health insurance that is not Obamacare?
Can I get Obamacare health insurance if I have type 1 diabetes?
Can you get health insurance if you have cancer?
How to Apply for Health Insurance
How do I apply for Obamacare?
Where can I go to get help applying for Obamacare?
How can i get health insurance after open enrollment has passed?
Can I buy health insurance in another state?How do I get health insurance after my COBRA ends?
Can I decline my employer health insurance and get Obamacare?
How can I get cheap health insurance?
How do I get health insurance without a job?
What should I do about a health insurance gap between jobs?
Should I use a broker to get health insurance?
Is it cheaper to get health insurance through an agent?
HealthCare.gov
How do I create a healthcare.gov account?
What is the healthcare.gov phone number?
How do I log into my healthcare.gov account?
How do I log into the healthcare marketplace?
Non-Marketplace Health Insurance Coverage Options
How do I apply for Medicaid?
How do I apply for Medicare?
What is COBRA health insurance?
At what age can you get AARP health insurance?
What is short-term health insurance?
Should I get short-term health insurance?
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